SNAP Benefit Calculator · FY 2027

The federal worksheet USDA FNS publishes, with the figures effective October 1, 2026. Enter monthly amounts before taxes. Everything stays in your browser.

● estimate — your state office decides

Your household

State People in the household Earned income per month (wages, self-employment) Unearned income per month (Social Security, SSI, unemployment, child support received) Rent or mortgage per month Utilities per month (use your state's standard utility allowance if you know it) Dependent care paid so you can work or study Legally owed child support you pay (deductible in some states) Someone in the household is 60 or older or receives disability benefits The household is homeless

Estimated monthly benefit FY 2027

—

Fill in the form and tap the button.

This is an estimate using the federal formula and FY 2027 figures. Your state applies its own utility allowance, verifies income and may use categorical eligibility with different limits. Only your state SNAP office decides your benefit. Source: USDA FNS, "Am I eligible for SNAP?" and the FY 2027 cost-of-living memo.

How the math works (the FNS example)

USDA's own worked example: a 4-person household in the 48 states with $1,500 in earnings, $550 in Social Security, $362 in dependent care and $700 in shelter costs. Gross income $2,050 is under the $3,575 gross limit. Subtract the 20 % earned-income deduction ($300), the standard deduction ($229 for four people in FY 2027) and dependent care ($362) to get $1,159. Half of that is $579.50; shelter costs above it, $120.50, are the excess-shelter deduction (capped at $769 unless someone is elderly or disabled). Net income is $1,038.50, under the $2,750 net limit. Thirty percent of net income, rounded up, is $312; the maximum allotment for four is $1,023, so the benefit is $711 a month. (USDA's page shows $706 for the same household because its example still applies the $217 deduction for one to three people; with the FY 2027 four-person deduction the estimate is $711.)

Two rules people miss: a household with an elderly or disabled member skips the gross-income test and has no cap on the shelter deduction; and a one- or two-person household that qualifies always gets at least the minimum ($25 in the 48 states). States with broad-based categorical eligibility raise the gross limit, often to 200 % of poverty, so a household that fails the 130 % test here may still qualify.